Comments on: Till Death Do Us Part: Long Term Care For Lesbian Partners http://thelesbianlifestyle.com/2008/08/30/till-death-do-us-part-long-term-care-for-lesbian-partners/ Thu, 29 Jul 2010 22:53:40 +0000 hourly 1 http://wordpress.org/?v=3.0 By: David Shulman, CLTC http://thelesbianlifestyle.com/2008/08/30/till-death-do-us-part-long-term-care-for-lesbian-partners/comment-page-1/#comment-3462 David Shulman, CLTC Tue, 14 Oct 2008 15:09:17 +0000 http://thelesbianlifestyle.com/?p=1243#comment-3462 The Economy and Long Term Care Planning
October 13, 2008 12:09 pm David Shulman, CLTC

Ok, these are uncomfortable times. The media and the economy have created a sense of withdrawal concerning spending. We all are trying to conserve our dollars and protect our assets and retirement plans. We worry that we may not have what we planned to have. So we think of ways to plan for these changes. Maybe we plan to spend less, or delay retirement, or keep the present car a little longer. But here is a question that we do not want to consider, but must: What would the consequences be to my family and my finances if one of us need care for an extended period of time? This is not about the risk of needing care; it is about the consequences.

You may never need Long Term Care, however; the consequences could be so financially and emotionally devastating to your family, that it must be considered. You need to have a plan. Most often Long Term Care Insurance is the least expensive way to finance that plan. A couple in their 50’s could pay as little as $2,000 per year to have a total benefit of $432,000 available for care. That would certainly be better than taking $432,000 from your income or assets.

Schneider & Shulman Associates are Long Term Care (LTC) specialists. We will custom tailor a plan that is right for you and then find the company with the lowest rates for that plan. We represent only the best companies including: Genworth, John Hancock, MetLife, Allianz, MedAmerica and Prudential. We provide the absolute lowest rates that each company offers.

Call us toll free at 877-843-9582. We offer a FREE consultation by phone, with no obligation. Schneider & Shulman Associates will provide for FREE a comparison of plans and quotes specifically customized for you. Visit our website for more information: http://www.ssltc.com.

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]]> By: Maggie Leigh http://thelesbianlifestyle.com/2008/08/30/till-death-do-us-part-long-term-care-for-lesbian-partners/comment-page-1/#comment-3327 Maggie Leigh Mon, 15 Sep 2008 16:03:16 +0000 http://thelesbianlifestyle.com/?p=1243#comment-3327 Just a note on Schneider and Shulman LTC. David Shulman understands the needs of lesbian and gay couples more than most insurance experts. His daughter is an out lesbian who is in a committed relationship. He is well aware of the struggles that they have and is committed to making partnerships like theirs equal to that of the rest of the world's.<div class="comment-remix-meta"><a href="#" class="replyto" onclick="replyto('3327','Maggie Leigh'); return false;">Reply</a> - <a href="#" class="quote" onclick="quote('3327','Maggie Leigh','Just a note on Schneider and Shulman LTC. David Shulman understands the needs of lesbian and gay couples more than most insurance experts. His daughter is an out lesbian who is in a committed relationship. He is well aware of the struggles that they have and is committed to making partnerships like theirs equal to that of the rest of the world\'s.'); return false;">Quote</a></div> Just a note on Schneider and Shulman LTC. David Shulman understands the needs of lesbian and gay couples more than most insurance experts. His daughter is an out lesbian who is in a committed relationship. He is well aware of the struggles that they have and is committed to making partnerships like theirs equal to that of the rest of the world’s.
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]]> By: namePat http://thelesbianlifestyle.com/2008/08/30/till-death-do-us-part-long-term-care-for-lesbian-partners/comment-page-1/#comment-3263 namePat Wed, 03 Sep 2008 00:40:28 +0000 http://thelesbianlifestyle.com/?p=1243#comment-3263 It is great that long term care insurance is offered to partners. Of more concern is the nursing home's recognition of the relationship and their willingness to keep you together. namePats last blog post..<a href="http://discoveringprideblog.wordpress.com/2008/09/01/the-new-breed-of-gayety/" rel="nofollow">The New Breed Of Gayety</a><div class="comment-remix-meta"><a href="#" class="replyto" onclick="replyto('3263','namePat'); return false;">Reply</a> - <a href="#" class="quote" onclick="quote('3263','namePat','It is great that long term care insurance is offered to partners. Of more concern is the nursing home\'s recognition of the relationship and their willingness to keep you together.\n\nnamePats last blog post..<a href=\"http:\/\/discoveringprideblog.wordpress.com\/2008\/09\/01\/the-new-breed-of-gayety\/\" rel=\"nofollow\">The New Breed Of Gayety<\/a>'); return false;">Quote</a></div> It is great that long term care insurance is offered to partners. Of more concern is the nursing home’s recognition of the relationship and their willingness to keep you together.

namePats last blog post..The New Breed Of Gayety

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]]> By: David Shulman, CLTC http://thelesbianlifestyle.com/2008/08/30/till-death-do-us-part-long-term-care-for-lesbian-partners/comment-page-1/#comment-3246 David Shulman, CLTC Tue, 02 Sep 2008 14:47:50 +0000 http://thelesbianlifestyle.com/?p=1243#comment-3246 Many leading Long Term Care Insurance providers are now recognizing same sex couples who live together, the same as married couples. All discounts and survivorship benefits remain....even if separated. Schneider & Shulman Associates will provide information for FREE. They are experts in in Long Term Care Insurance planning. They will answer questions and custom tailor plans and comparisons for no charge or obligation. They represent all the major providers. Call toll free: 1 877-View LTC. Or visit their website: www.ssltc.com A good LTC specialist can custom tailor insurance plans for their clients comfort level. We illustrate "basic" "significant" and "comprehensive" plans so that a client can choose how much of the risk they want to transfer to the insurance company. Most people are surprised by the range of premiums and how affordable coverage can be. Schneider & Shulman Associates will provide these illustrations at no charge. Call toll free 1 877-View LTC, or visit the website: www.ssltc.com<div class="comment-remix-meta"><a href="#" class="replyto" onclick="replyto('3246','David Shulman, CLTC'); return false;">Reply</a> - <a href="#" class="quote" onclick="quote('3246','David Shulman, CLTC','Many leading Long Term Care Insurance providers are now recognizing same sex couples who live together, the same as married couples. All discounts and survivorship benefits remain....even if separated. \r\n\r\nSchneider & Shulman Associates will provide information for FREE. They are experts in in Long Term Care Insurance planning. They will answer questions and custom tailor plans and comparisons for no charge or obligation. They represent all the major providers. Call toll free: 1 877-View LTC. Or visit their website: www.ssltc.com\r\n\r\n\r\nA good LTC specialist can custom tailor insurance plans for their clients comfort level. We illustrate \"basic\" \"significant\" and \"comprehensive\" plans so that a client can choose how much of the risk they want to transfer to the insurance company. Most people are surprised by the range of premiums and how affordable coverage can be. Schneider & Shulman Associates will provide these illustrations at no charge. Call toll free 1 877-View LTC, or visit the website: www.ssltc.com'); return false;">Quote</a></div> Many leading Long Term Care Insurance providers are now recognizing same sex couples who live together, the same as married couples. All discounts and survivorship benefits remain….even if separated.

Schneider & Shulman Associates will provide information for FREE. They are experts in in Long Term Care Insurance planning. They will answer questions and custom tailor plans and comparisons for no charge or obligation. They represent all the major providers. Call toll free: 1 877-View LTC. Or visit their website: http://www.ssltc.com

A good LTC specialist can custom tailor insurance plans for their clients comfort level. We illustrate “basic” “significant” and “comprehensive” plans so that a client can choose how much of the risk they want to transfer to the insurance company. Most people are surprised by the range of premiums and how affordable coverage can be. Schneider & Shulman Associates will provide these illustrations at no charge. Call toll free 1 877-View LTC, or visit the website: http://www.ssltc.com

Reply – http://www.ssltc.com\r\n\r\n\r\nA good LTC specialist can custom tailor insurance plans for their clients comfort level. We illustrate \"basic\" \"significant\" and \"comprehensive\" plans so that a client can choose how much of the risk they want to transfer to the insurance company. Most people are surprised by the range of premiums and how affordable coverage can be. Schneider &amp; Shulman Associates will provide these illustrations at no charge. Call toll free 1 877-View LTC, or visit the website: http://www.ssltc.com‘); return false;”>Quote
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